SciVest Customized Asset Allocation Program

The SciVest Customized Asset Allocation Program has the objective of delivering investors long-term capital appreciation and moderate income through investment in a number of asset classes that are captured by a series of index-based ETFs and other funds/strategies. Across the Fixed Income, Equity and Alternative macro-asset classes, SciVest currently considers over 100 sub-asset classes for potential inclusion in an investor’s portfolio. Each investor’s portfolio is individually selected from a large number of possibilities, depending upon the individual investor’s risk tolerance and/or other objectives and constraints.

The SciVest Customized Asset Allocation Program provides investors with a pension/endowment investment approach – that is, the Program has a long-term (10+ year), forward-looking, investment view implemented using a disciplined, ultra-diversified, index-based, investment approach at ultra-low cost. The Program seeks to maximize long-term (10+ year) return for a pre-set fixed overall portfolio “risk budget” which is determined by investor risk tolerance and/or other objectives and constraints. The SciVest Customized Asset Allocation Program’s recommended asset allocation is derived from a quantitative, rules-based investment management approach.

Typically, an investor’s portfolio holdings will consist of 7 to 15 low-cost, liquid ETFs and other funds/strategies (which may also include allocations to SciVest’s single stock strategies). The Program forms the underlying asset allocation basis for most SciVest separately managed accounts.